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The homeowners at 34 Wright Ave are For Sale By Owner clients of Realty 123 Inc. and they will be hosting an Open House Sunday January 22nd 2012 from 12:00pm to 3:00pm. This is a great home that offers many updated features you will not find in the average Deer Park, New York home. Visit their property website at http://34wrightavenue.isnowforsale.com/.
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105 Cleveland Street in Bay Shore is now for sale. This renovated 3 bedroom, 1.5 bathroom Hi-Ranch home is in the Islip School District and features a new heating system, new roof, new siding, new windows, new water heater, new eat-in kitchen, formal dining room, living room, den, 2 car garage, covered patio, above ground pool and deck, landscaping with in-ground sprinklers. This home is in move in condition. A Must See! Call Mark Hannigan at 631-766-5959 for property details and showing appointments.
This is a Bay Shore Hi-Ranch home that is in the Islip school district. This home features 3 bedrooms, 1.5 bathrooms, livingroom, formal dining room, new eat-in kitchen, re-finished hardwood floors, central air conditioning, new roof, new siding, new windows, new heating system, new water heater, covered patio, a/G pool and deck, nicely landscaped with 4 zone IG sprinkler system.
Offered at $365,000. and shown by appointment.
Call Mark Hannigan at 631-766-5959 for more information and showings.
Mortgage rates breaking records again
Demand for purchase loans still off from last year
By Inman News
Share ThisMortgage rates surveyed by Freddie Mac hit new lows this week, but low rates alone may not be enough to spur homebuyer demand, a separate survey by the Mortgage Bankers Association suggests.
Freddie Mac's Primary Mortgage Market Survey showed rates on 30-year fixed-rate mortgages averaging 3.91 percent with an average 0.7 point for the week ending Dec. 22, down from 3.94 percent last week and 4.81 percent a year ago.
Rates on 15-year fixed-rate mortgages averaged 3.21 percent with an average 0.8 point, unchanged from last week's record low but down from 4.15 percent a year ago.
For five-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) loans, rates averaged 2.85 percent with an average 0.6 point, down from 2.86 percent last week and 3.75 percent a year ago.
Rates on one-year Treasury-indexed ARM loans averaged 2.77 percent with an average 0.6 point, down from 2.81 percent last week and 3.4 percent a year ago.
Rates on 30-year fixed mortgages have been at or below 4 percent for the last eight weeks and are almost 0.9 percentage points below where they were at the beginning of the year, said Freddie Mac chief economist Frank Nothaft. That translates into $1,200 in annual savings for a homebuyer taking out a $200,000 mortgage.
Looking back a week, the Mortgage Bankers Association's Weekly Mortgage Applications Survey showed demand for purchase loans was down 7.5 percent during the week ending Dec. 16, and off 6.9 percent from a year ago.
"Remarkably low rates are not enough, as many homeowners continue to hold back due to lack of equity in their properties, poor credit and a weak job market," Michael Fratantoni, the MBA's vice president of research and economics, said in a statement.
Looking back a month, the National Association of REALTORS® said Wednesday that existing-home sales increased by 4 percent from October to November, to a seasonally adjusted annual rate of 4.42 million homes. That's a 12.2 percent increase from a year ago, when existing homes were selling at a pace of 3.94 million a year.