Thursday, December 26, 2013

We offer the BEST "For Sale By Owner" Real Estate Marketing Program

I know of no other real estate website or company that will offer you as a homeowner the opportunity to achieve first page search results, virtual tour, multiple photos, open houses, broker reciprocity, top rated real estate search engine listings and an agent assigned to help you with all your questions and concerns.  Let us help you sell your home and find your new home.  We're just a phone call away.


Mark Hannigan
Realty 123 Inc.

East Islip - Counrty Village Split - For Sale

East Islip, New York Country Village Home For Sale.  Price Reduced!  This home is in Move-In condition.  Offering 3 bedrooms, 2 full bathrooms, new kitchen, new bathrooms, each bedroom has a walk-in closet, hardwood floors, recently painted, East Islip Schools, near all.
Call Mark Hannigan Today at 631-766-5959 For More Information and Showing Appointments

Saturday, December 7, 2013

Sunday, August 25, 2013

91 Summit Drive Huntington Open House Today 8/25 from 12:00pm to 2:00pm

Call Mark Hannigan at 631-766-5959 for more information about this or any of our other properties at 631-766-5959.
Click Here for your Huntington Property Search Link
View all of our currently listed properties here

Tuesday, April 23, 2013

48 Meadow Pond Circle, Miller Place, NY 11764, USA - Miller Place Condo For Sale - real estate listing

48 Meadow Pond Circle, Miller Place, NY 11764, USA - Miller Place Condo For Sale - real estate listing

Stunning Miller Place 3 Bedroom, 2.5 Bathroom Condo in Country Pointe a Gated Community.  Full Finished Basement As A Guest Suite, Playroom And Extra Storage Area- Garage-Exotic Hardwood Floors, Moldings - Rec Lighting, Surround Sound, Slate Wood Burning Fireplace, and Backsplash. Beautifully Decorated, Well Cared For And Maintained. Truly, Move In Condition. Must See!


Tuesday, March 26, 2013

Garden City Estate Reduces Price to $4,950,000.

The exquisite home features old world charm and craftsmanship.  A Magnificent Estate Home, like new, with a recent new complete renovation. All New Mechanical Systems, heating, a/c etc., 3-Zone Heat , 6-Zone A/C. Ninety all New (Best Available) Marvin Windows, New 40 year warrantied Roof, Complete Renovation of the 13,600 square feet of FINISHED living space. 400 amp electrical service, new roof, new driveway, new 3 car garage, 8 fireplaces. New 10 foot high basement which covers the entire foot print of the house (approximately o120' by 40' unfinished space). All bedrooms have large closets. Also has additional, numerous large and extensive closet space throughout house. Two separate staircases go from the third floor to the basement. Property size: 1.09 acres. Has an extremely large and charming front porch. The porch is 140 lineal feet (2100 square feet.) with 24 decorative, but unique, classic estate structural supporting columns, two large 2nd floor balconies with gorgeous views of the property.

Tuesday, March 12, 2013

N Massapequa Home For Sale in Viceroy Estates

This is a  3 bedroom, 2 full bathroom split level home in highly sort after Viceroy Estates section of N Massapequa.  The school district is Farmingdale, home of the "Dalers".  This home in Viceroy Estates also has hardwood floors, wood deck, newer eat-in kitchen with granite counter tops, living room, dining room, den, in-law suite, recreation room, large yard and fully fenced.  Call owner direct, contact Mark Hannigan at 631-766-5959.

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Sunday, March 10, 2013

Help A Buyer Out: 5 Tips Sellers Would give Buyers if they Could, By: Tara-Nicolle Nelson

Ask Tara @Trulia

Make smart decisions with Tara's real estate and mortgage need-to-knows

Tara-Nicholle Nelson, Trulia

 By Tara-Nicholle Nelson | Broker in San Francisco, CA

Help A Buyer Out: 5 Tips Sellers Would give Buyers if they Could

The conventional wisdom is that buyers and sellers go together like oil and water. That is to say, they don’t go together at all. Some say they are at odds simply by virtue of sitting across the bargaining table from one another, which - along with negotiation and legal issues that are par for the home buying course - create the presumption that they want totally different things.

The prime example of competing buyer and seller interests is this: the buyer wants to pay as little as possible, while the seller wants to get top dollar for the place. But there is another way to look at this entirely.  In fact, there’s a point of view from which the buyer and the seller want exactly the same thing:  the buyer wants to buy the place, and the seller wants to sell it to them!  And I’ve seen many buyers and sellers act cooperatively to achieve just that result.

Nevertheless, there are things that sellers can see from their side of the table that you cannot. Sellers have insights into their own mindsets that, if revealed, can be very powerful tools in helping buyers optimize their approach, offer and interactions with the seller to both buyer’s and seller’s benefit. So, in the interest of helping both buyers and sellers move closer to an outcome that helps them both achieve their mutual goal, here are a few of the insider secrets from the seller’s side of the bargaining table that they would tell buyers, if they could.

     1.    Trashing my house doesn’t make me want to sell it to you at a discount.  To a seller, their home is their castle. It’s the place where they’ve raised their children, and has been the backdrop for many of their memories. It’s the asset into which they’ve invested the lion’s share of their time and money, sometimes for years.  It’s an intensive expression of their personal tastes.  And it’s also the asset they must convert into as much money as possible to move forward with the next phase of their lives.

All that said, the average seller knows most things about their home that you can see with the naked eye.  So if you, as a buyer, think trash talking a home, pointing out obvious flaws or issues is a good strategy for getting the price down, rest assured that you are not telling the seller anything they didn’t already know when they set the list price. In fact, you might very well be doing your case more harm than good, as this “strategy” is highly likely to alienate and insult the seller whose cooperation you seek. 

 If you feel strongly that something about a place makes it less valuable than the comparables the seller seems to have based the list price on, work with your agent on how best to communicate your offer price rationale to the listing agent in a way that is diplomatic and fact-based.

     2.    Knowing that you have cash makes me feel comfortable taking your offer.  With distressed properties, over-asking multiple offers, and the generally warm-to-hot seller’s market in many areas, it has become increasingly common for sellers to request proof of a buyer’s “cash to close.” (This usually takes the form of bank or other asset account statements, with the sensitive account number information blacked out for security purposes.)

 Some buyers in competitive situations have begun to proactively offer such proof, even when it hasn’t been requested, and even for non-cash offers.

 Other buyers, though, take offense. Why shouldn’t the mortgage pre-approval letter be enough?  Why should you have to jump through yet one more documentation hoop?  Is the seller just plain nosy? Why are they all in your business?

 One word: comfort. Over the last few years, the number of home sale transactions that went into - and fell out of - escrow due to last minute loan problems of pre-approved buyers hit a record high. While this is awful for buyers to go through, it’s even more disruptive for sellers, who are relying on the transaction to close in the time frame the buyer provided to move forward with their own lives. It’s also a worst case scenario for a seller who had 5 offers on the table to choose one and then have it fall out of escrow later on.

 And sellers’ agents know this - often, the issues which derail a buyer’s loan can be resolved with money, extra cash down, extra cash at closing, extra cash to put in escrow for post-closing repairs required by the lender or the city.  So, proving that you have more cash than you appear to need to close the deal doesn’t necessarily set you up for the seller to ask for more cash - but it might help them feel that you’re the buyer most likely to sidestep mortgage obstacles and seal the deal.

     3.    It’s all about the Benjamins - but close-ability is a close second.  Buyers be on notice - all the love letters, cute dog pics and cookies in the world will not make your offer win out over others that are offering significantly higher than yours, financially speaking.  Now, please don’t write in telling me about the case of your cousin’s dog groomer’s tarot card reader who got a home for less than 10 other offers because she helped the little old lady seller take her garbage cans to the curb - most little old ladies need cash to get through their later years.

 There is always an exception to the rule, and it does sometimes happen that a seller will take a slightly lower offer than the highest for one reason or another.  But if you’re trying to create a plan that stacks the decks in your favor in a multiple offer situation, your first priority should be to offer as much as you can, without spending beyond what is affordable for you and beyond the home’s fair market value.

 That said, sellers also care - a lot - about how likely the offer they accept is to close escrow.  And when multiple offers get so numerous and so frenzied that buyers seem to be throwing money at a home, smart sellers pay attention to the fact that their home might very well not appraise at a crazily high price and focus on offers that seem realistic and close-able, which can mean offers below the highest.

Approval letters, proof of cash to close, the professionalism with which the offer is prepared and presented (see below), and even things like your credit score, your choice of mortgage broker/professional - all these things contribute to or detract from a seller’s estimation of how close-able your offer is.  If you’re competing against other offers, you should be maxing out both your price and your offer’s close-ability, as evidenced by these characteristics.

     4.    Your agent represents you to the world of sellers.  Choose wisely.  See above. A buyer’s broker or agent has a lot of influence on whether the transaction closes, and how smooth or bumpy the ride is. If your agent’s level of professionalism is lacking, it will show - and listing agents might actually rank your offer below others, in terms of close-ability.  If your agent’s level of professionalism is stellar, the opposite can occur.

Before you choose an agent, ask around your circle of friends and do a little online searching or even calls to past clients to see what you can find out about their reputation for professionalism.

     5.    Ask nicely - the old “flies with honey” adage is true. The conventional narrative about buyers and sellers is that they are adversaries. But I’ve been around this block a few times, and I think the average buyer would be absolutely gobsmacked at the number of times sellers are actually ready, willing and able to agree to their requests throughout a transaction. This is especially the case where:

1. the buyers’ requests are reasonable and not nickel-and-dime nitpicks

2. the buyers phrase their requests nicely, and

3. the buyers have been living up to their end of the bargain throughout the course of the transaction.

Compare this with buyers who try to hold sellers hostage to their requests with the threat that they’ll kill the deal if the seller doesn’t do every single penny-ante thing the buyer wants. 

 I’ve seen sellers agree to leave valuable personal property behind, have repairs made, give thousands of dollars in repair credits or price reductions after a concerning inspection report - despite a hot seller’s market - all because they were good people, could afford to, and the buyer’s approach was more sweet than it was sour.

SELLERS, past and present:  It’s your turn - what advice have you always wanted to give home buyers?

ALL:  You should follow Tara and Trulia on Facebook.

Thursday, January 3, 2013

Mortgage Debt Forgiveness Extended to 2014

Mortgage Debt Forgiveness Extended to 2014
Congress Extends the Cancellation of Mortgage Debt Relief Provision for 1 Year.
As you may or may not know the final act by the 112th Congress was to avert the ‘fiscal cliff’ and as part of the fiscal cliff deal Congress extended the cancellation of mortgage debt relief provision for 1 year, through the end of 2013. This is good news for any homeowner who is underwater and needs to sell a property, but was worried about the tax implications of a cancelled debt. Information about the Mortgage Debt Forgiveness Act can be found on (the news is still very new and the IRS will need time to update their website, but the original information is available on this link).

If you need assistance selling your home, please give us a call at 631-766-5959.  We are here to help.  Our staff will explain the process of selling a home with and without a realtor.

Sellers Tips:

What's My Home Worth:

DUA, Benfits for the Unemployed due to Hurricane Sandy

Disaster Unemployment Assistance (DUA) (Last updated November 16, 2012) If you live or work in Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster or Westchester counties and you lost your income due to the effects of Hurricane Sandy, you may qualify for DUA. . You may qualify for DUA even if you would not normally be able to get unemployment insurance benefits. To find out if you might be eligible for DUA, call the Telephone Claims Center (TCC) at 1-888-209-8124, or 1-877-358-5306 if you live out of state. Answer the questions to indicate that you lost your job as a direct result of Hurricane Sandy. . File your application with the New York State Department of Labor as soon as possible. The application deadline is February 4, 2013. 

The following are examples of situations that may make you eligible for Disaster Unemployment Assistance:

•You were injured in the disaster and are unable to work, whether you are an employee or self-employed.

•Your workplace was damaged, destroyed, or you can't work because of the disaster. •Your transportation to work is not available because of the disaster.

•You cannot get to your job because you must travel through the affected area, and you cannot do that because of the disaster.

•You were about to begin working, but could not because of the disaster.

•You got most of your income from areas affected by the disaster, whether you worked for yourself or for an employer, and your business is down because of the disaster.

Please note - this list is not exhaustive. If you are uncertain about your eligibility, please apply. All applicants must submit wage information and documentation to support their application.